Who are we?
Guaranteed Rate is eighth largest retail mortgage lender in the U.S. The company has become The Home Purchase Experts by offering industry-leading self-service tools and low rate, low fee mortgages through an easy-to-understand process and unparalleled customer service. Headquartered in Chicago with approximately 3,000+ employees in 200+ offices across the U.S. and licensed in all 50 states, Guaranteed Rate has helped hundreds of thousands of homeowners with more than $23 billion in home purchase loans and refinances in the past year.
We are currently seeking an experienced Fraud Compliance Auditor, primarily with a mortgage underwriting or compliance, closing or quality control background. This will be a full-time position. Paperless environment for all loan files allows for employee to work from home. Training will be provided via remote access as well.
Responsibilities include but are not limited to the following:
Guaranteed Rate is an Equal Opportunity Employer that welcomes and encourages all applicants to apply regardless of age, race, sex, religion, color, national origin, disability, veteran status, sexual orientation, gender identity and/or expression, marital or parental status, ancestry, citizenship status, pregnancy or other reason protected by law.
Review selected loans for compliance with specific investor requirements
Review appraisal, title, income documentation in file, and ensure no conflicting information
Audit loans for any fraud or misrepresentations by any party
Follow-up and obtain feedback from department managers and incorporate responses into the final audit report
Assist as backup reviewing files submitted for Suspicious Activity
Must have minimum 2 years of recent mortgage banking experience, primarily in underwriting and auditing
Strong BSA and AML experience
Must be familiar with Freddie Mac and Fannie Mae guidelines and must be able to actively keep up with changing guidelines (FHA and VA experience a plus)
Must be proficient in using Microsoft Excel and Outlook
Must have strong written and verbal communications skills
Must type at least 40 words per minute with high accuracy
CAMS or CFE certification preferred
Accounting & Finance , Auditing , Mortgage & Real Estate